Home Loan & Commercial Loan Services

SMS Mortgage Group
NMLS # 2188107

A. Andy Dayani RMLO
NMLS # 942129

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Items Needed to Start Loan: Purchase Or Refinance

  • Executed Purchase Contract with all Amendments.
  • For the pre-approval letter, need the following doc's:
  1. Most Recent W2 Or 1099 for TWO years for all borrowers.
  2. Most Recent Tax Return for 2 Yrs, If self-employed, two years of Business Tax Returns.
  3. Most Recent two paycheck stubs, *Must show YTD Earnings.
  4. Most Recent bank statements for TWO months.
  5. Copy of Driver's license for all borrowers.

Commercial Loan

Traditional lending Sources: Banks, Lending Institutions
Retail Ctr, Hotel / Motel, Office bldg, Multifamily, Land.

Hard Money Lending: Small-Balance Commercial Loans
This loan is designed to help property Owners who are Often Overlooked by
traditional lenders due to lower loan amounts and/or less-than-ideal credit.

It offers more flexibility than traditional lending.

  • Various Pvt. Money loan programs: Please email your loan Scenario.

Apply now. We work with the leading nationwide direct lender for-
Stated Income and Bridge loans.

  • Fixed Rates Options available.
  • Stratton Loan 7.5 % - 9.5 % / No Doc's.
  • Bridge loans starting from 7.5 %.

As little as 10 % Down.

 

A man and woman holding keys to their new home.